Product Registration


Inmatrix is a global leader in credit risk analysis and business forecasting solutions that enable banks to lower their risk, to generate more revenue, to build meaningful relationships and to make accurate lending decisions. More than 50% of the world's 1-AA rated banks use Inmatrix to help them to minimize credit risk for commercial loans.

Inmatrix provides all the basic underwriting functions needed to enable banks to evaluate their entire portfolio or individual loans using a multitude of spreading, analytics and stress testing scenarios. Inmatrix also offers a full array of banking industry solutions such as C&I, Commercial Real Estate, Personal Cash Flow and Risk Rating Delivery under the brands Optimist and Portfolio Strategist. Inmatrix, Inc., headquartered in Walnut Creek, CA, has been in business 11 years serving more than 2500 customers in 21 countries worldwide.

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Gold Partner

WIB

MYOB

CCH


In the News

Inmatrix Solutions announces the release of its RMA Extract Utility for use with Optimist

July 1st, 2009

San Francisco, CA - With the release of the RMA Extract Utility, Inmatrix now provides all Optimist users with a plug-in that supports extraction of data from Optimist models for submission to RMA's Annual Statement Studies®, the leading source of financial statement benchmarks on private businesses.

The RMA Extract Utility is a highly configurable tool custom-built for Optimist users that allows them to run the extract in an easy-to-use environment or to remap their entire submission if they wish. It draws data directly out of Optimist models stored on a network drive, SQL or Oracle Database and populates the prescribed RMA Access database.

This is the first year that Inmatrix is offering Optimist users the opportunity to be part of creating the RMA benchmarking data. According to RMA, "the more statements that banks are able to submit, the more industries they get back in return."

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Inmatrix solutions provide Heartland Financial USA with significant competitive advantage during tough global economy

May 27, 2009

San Francisco, CA - Heartland Financial USA, Inc., based in Dubuque, IA, has teamed with Inmatrix, Inc., based in San Francisco, CA, to implement a comprehensive credit risk management and lending solution that gives the community bank a very significant advantage over its competitors.

Inmatrix provided Heartland with an affordable solution that moved the bank from doing simple financial analysis to an overall credit risk framework that delivers the credit platform, processes and workflow they need to compete against banks with greater resources in this troubled economy.

With the development of Heartland's impressive new lending analysis vehicle, Heartland's business bankers have the uniform ability to perform various stress testing and risk rating scenarios for individual loans or across the entire portfolio. Inmatrix automated Heartland's stress testing process and eliminated the manual processes used previously.

Heartland named its new service Profitmax to convey the added value Heartland brings to the business banking relationship.

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CCH Canadian Teams Up with Inmatrix

CCH Profit Driver a well established product on Canadian soil

February 23, 2009

TORONTO, Ontario - CCH, Canada's premier provider of tax and accounting research and compliance tools, is pleased to announce that an agreement has been reached with Inmatrix that will see CCH offering CCH Profit Driver in Canada. The product, part of the CCH Accountants' Suite, has been available in Canada since 2005. CCH Profit Driver has driven impressive business successes with progressive accounting firms seeking to add new, business consulting services to their client offerings.

Roger Pell, Senior Vice President of Inmatrix, said, "Our renewed alliance with CCH Canadian ensures that CCH Profit Driver will continue to equip progressive accountants to successfully expand their role as trusted business advisors. Additionally, CCH Profit Driver is the cornerstone to create a unique value-added profit center that increases the likelihood of accounting clients' business success, while reducing the risk of failure. CCH Profit Driver adds a financial "MRI" to accountants' portfolio of professional services, and positions the Practice to stand out from the competition."

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  Optimist 7  




"This program is the easiest thing in the world to sell to clients!! I had a client coming in this morning so thought I would trial it and they loved it! After sitting down for about an hour prior to the meeting and inputting their figures I have just signed them up for a considerable & billable value added service. Wait until I actually work out how to use it properly!!"

RWK Accountancy

Dunsborough, WA

"Optimist is a vitally important tool for the mid-size business customers of my practice. It allows us to take a crystal ball approach to management decision-making and strategy development. With Optimist, we can look at the impact of alternative business scenarios and actions - seeing what the effect is on the financial statements on a 'real-time' basis. Optimist gives me the ability to support my customers in 'seeing around corners' while developing both short and long-term plans. We can foresee the likely consequences of a proposed business strategy or tactical action before committing time, money and human resources. Results: increased likelihood of business success and reduced risk of failure."

Ben Griffin

Performance Catalyst
Monkton, Maryland

"When we decided we needed a more effective and efficient way to underwrite our commercial loans, we turned to Inmatrix for help. Optimist has made the processing and analysis of financial information much easier. We now have concise reports that help us make good credit decisions. We also can stress test our loans which is very valuable during the current financial conditions in the marketplace"

Gordon "Bud" Smith

President CEO
Liberty Federal Savings Bank

"We've been using Inmatrix's Optimist software in our Firm for just over a year now. In that time its quickly become THE essential tool for advising clients on how to improve their profitability and cash flows. Most recently, we've begun using it to help clients assess the potential impact of an economic downturn on their operations and to develop contingency plans to deal with risks identified as a result. Our clients are now better prepared than ever to meet the challenges that may arise during a recession."

David J. Straughan

Partner
MacGillivray Partners
Head of Lending
Ontario Canada

"As Head of Lending I’ve been involved in many training courses in my banking/financial services career, but last Friday was the best one day’s training I’ve ever experienced."

Al Burgmann

Head of Lending
Greater Building Society Ltd

"Inmatrix (Optimist) is an essential tool for any financial analyst no matter if he/she is a starter or has been in the field for a long time."

Linh Chi Phu

Virginia Tech
Student Endowment for Educational Development (SEED)
Energy, Utility and Material Sector


"We have been using Optimist for over one year now. It has delivered everything we expected. It has been an excellent tool to use with existing customers as well as prospects."

Steve J. Rodberg

Senior Credit Analyst

Ozaukee Bank